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BORROW
Overdraft
- An unsecured credit limit in which you have instant access to your funds
- A personalised interest rate
- You will only be charged if you utilise your overdraft
- Should you already have an overdraft, you may qualify for an increase
- Contact your Private Bank Advisor if you wish to apply for an overdraft
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BORROW
Temporary Loan
A short-term loan which should be repaid in 31 days, where any deposits into your RMB Private Bank Current Account will be used to pay-off the loan amount
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BORROW
Revolving Loan
Once you have repaid 15% of your original loan amount, you will again have access to those funds without having to re-apply for credit.
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Cheque Account
Our exclusive offering for your spouse/life partner enables your loved one to enjoy the benefits of our private banking and wealth advice.
Your spouse/life partner will enjoy the benefits of a single discounted monthly account fee for an all-inclusive bundle of transactional products, which includes:
Your spouse/life partner will enjoy the benefits of a single discounted monthly account fee for an all-inclusive bundle of transactional products, which includes:
- RMB Private Bank Cheque Account
- RMB Private Bank Credit Card and linked Petro Card
- Overdraft
- Securities Online Trading Account
- Securities Global Trading Account
- Global Account
- FNB Channel Islands Current Account
All for only: R299 p/m
Note: This pricing option is only applicable to individuals, joint accounts do not apply.
Download the pricing guide
If your spouse/life partner maintains a credit balance of at least R100 000.00 on this pricing option throughout the month, their monthly account fee will be rebated.
Click here to download the brochure
Disclaimer
Note: This pricing option is only applicable to individuals, joint accounts do not apply.
Download the pricing guide
If your spouse/life partner maintains a credit balance of at least R100 000.00 on this pricing option throughout the month, their monthly account fee will be rebated.
Click here to download the brochure
Disclaimer
- Only one spouse/life partner per main account holder.
- The Spousal Cheque Account must be linked to a main account holder or standard pricing will apply.
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A Private Bank Advisor
A Private Bank Advisor, supported by a team of experts
Your Private Bank Advisor gains and maintains an understanding of your balance sheet and wealth needs and objectives. Wherever necessary, your Private Bank Advisor draws on the skills of our experienced team of specialists, ensuring ongoing, superior private banking and advice-led wealth management.
24/7 Service Suite access
The Service Suite is available 24 hours a day, 7 days a week, to assist you with your day-to-day banking needs such as:
Your Private Bank Advisor gains and maintains an understanding of your balance sheet and wealth needs and objectives. Wherever necessary, your Private Bank Advisor draws on the skills of our experienced team of specialists, ensuring ongoing, superior private banking and advice-led wealth management.
24/7 Service Suite access
The Service Suite is available 24 hours a day, 7 days a week, to assist you with your day-to-day banking needs such as:
- General banking queries
- Banking transactions
- Fraud queries
- Card renewals/activations or cancellations
- Official bank letters required by institutions (eg, Visa letters)
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A world of rewards
eBucks Rewards is one of South Africa's most unique rewards programmes, focused on delivering real and meaningful value. As a qualifying RMB Private Bank cardholder, you could
earn eBucks at the highest reward rate.
eBucks Lifestyle
eBucks Lifestyle offers you a dedicated Lifestyle Assistant to help with travel arrangements including flights, car rental, accommodation, gifting services, dining reservations and more. You also enjoy Priority Pass which gives you access to 700 airport lounges worldwide.
Airport lounge access
As an RMB Private Bank client, you have access to the SLOW Lounges as well as Bidvest Premier Lounges.
AA Emergency Roadside Assistance
With an RMB Petro Card you get free AA Emergency Roadside Assistance with the promise of exceptional service, trustworthiness and the speediest possible resolution.
For more in-depth information visit www.eBucks.com.
eBucks Lifestyle
eBucks Lifestyle offers you a dedicated Lifestyle Assistant to help with travel arrangements including flights, car rental, accommodation, gifting services, dining reservations and more. You also enjoy Priority Pass which gives you access to 700 airport lounges worldwide.
Airport lounge access
As an RMB Private Bank client, you have access to the SLOW Lounges as well as Bidvest Premier Lounges.
AA Emergency Roadside Assistance
With an RMB Petro Card you get free AA Emergency Roadside Assistance with the promise of exceptional service, trustworthiness and the speediest possible resolution.
For more in-depth information visit www.eBucks.com.
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RMB Private Bank Account for your Spouse / Life Partner
Existing customers can now invite their spouse or life partner to experience the same level of benefits, rewards, private
banking service and wealth advice that they have become accustomed to, regardless of their spouses income.
Your spouse/life partner will enjoy the benefits of a 50% discounted monthly fee for a portfolio of products, which include:
- RMB Private Bank Fusion Account
- FNB Money Maximiser Account2
- FNB Global Account with a complimentary Global Account Card3
- FNB Private Wealth Non-Trading Juristic Account4
- FNB Structured Loan5
They would also have the opportunity for their monthly fees to be waived/rebated on the following products:
- FNB Channel Islands Current Account6
- FNB Securities Local Trader Account7
To apply, complete the
call me back form.
Terms, conditions and rules apply.
1Only one spouse per household will be eligible for the spousal pricing option
2 A minimum opening deposit of R100 000 is required to activate the account and must be maintained to continue earning interest. For transactional pricing on Money Maximiser, please refer to the "Savings and Investments pricing guide" on our website
3 Fees are applicable to foreign exchange transactions
4 Only applicable on Pay-As-You-Use Pricing option for one FNB Private Bank Non-Trading Juristic Account
5 Only applicable to the facility fee for one Structured Loan Account for one property
6 A minimum balance of at least €2 500 must be maintained in your FNB Channel Islands Current Account.
7 A minimum balance of at least R25 000 must be maintained in your Securities Local Trader Account. The monthly account fee will be charged to your account and reversed in the following month
2 A minimum opening deposit of R100 000 is required to activate the account and must be maintained to continue earning interest. For transactional pricing on Money Maximiser, please refer to the "Savings and Investments pricing guide" on our website
3 Fees are applicable to foreign exchange transactions
4 Only applicable on Pay-As-You-Use Pricing option for one FNB Private Bank Non-Trading Juristic Account
5 Only applicable to the facility fee for one Structured Loan Account for one property
6 A minimum balance of at least €2 500 must be maintained in your FNB Channel Islands Current Account.
7 A minimum balance of at least R25 000 must be maintained in your Securities Local Trader Account. The monthly account fee will be charged to your account and reversed in the following month
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FNBy Account
FNBy is here to help with step-by-step guides and great benefits. From a fully functional account that can be used for
day-to-day banking to a savings account with great interest rates - FNBy is the full banking solution!
It is never too early to start learning about money and how to manage it.
It is never too early to start learning about money and how to manage it.
- Designed specifically for youth younger than 25.
- No monthly account fee for under 18s and only R10 per month for over 18s.
- FNB Banking App subscription.
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RMB Private Bank Current Account bundled offering
- Your spouse/partner gets 50% off their monthly account fee - regardless of their income. Plus, your children get FNBy and FNBy Next accounts at no extra cost
- No monthly account fee for an FNB Global Account and one complimentary Global Debit Card
- FNB Channel Islands Current Account
- Access to a Non-Trading Juristic Account, ideal for non-trading entities like family trusts or an asset holding company
- FNB Money Maximiser - earn a money market fund-related rate on your savings
- Earn up to 100% of your monthly RMB Private Bank Current Account fee back in eBucks when investing in a qualifying FNB fund
Exclusive offering
Current Account for your Spouse / Life Partner
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