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Earn up to R8/litre back in ebucks

Car Insurance

Plus, earn up to 15% of your premium back in eBucks every month.
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Let us help you protect your pride and joy

 

We've got you covered

For a minor scratch, a serious accident or if your car is written off, stolen or hijacked. Get roadside, emergency medical assistance and trauma counselling cover also, at no extra cost.

PROTECT YOUR CAR

Get Scratch and Dent Cover. Pay no excess when claiming and cover up to R4 500 per claim as well as Tyre and Rim Cover to avoid costly pothole damage with no excess when claiming.

Car rental benefit

If you are in need of a car while awaiting your claim payment or if your car is still in for repairs, you can make use of the car rental benefit.

Credit shortfall

In the event of a total loss, we'll settle the difference between the outstanding balance between your loan and the retail value of your car.

Car rental excess waiver*

Pay less on your car rental excess. A value added benefit to your car insurance. If you're in an accident with your rental, you'll only pay R4500 excess. We cover the rest.

Unspecified portables

Unspecified portable possessions damaged in an accident or stolen. If items are stolen from your vehicle there must be evidence of forcible entry.
 
*The car benefit is capped at R30 000 per incident with a basic excess of R4500.
 

Affordable cover that
meets your insurance needs

Comprehensive cover

Covers you for everything

Third party, fire and theft

Covers you for specified events

Third party only

Only covers legal liability

Earn up to 15% back in eBucks



You can receive up to 15% of your monthly premium back in eBucks, calculated on your total monthly premium and eBucks reward level. You will still get rewarded with eBucks whether you claim from your insurance or not.
For more information on the eBucks rewards programme and how to become a qualifying member, visit www.ebucks.com. eBucks rules, terms and conditions apply.

Applying made easy

Car insurance

 

QUALIFYING CRITERIA

  1. You need to be 18 years or older
  2. Have a valid RMB Private Bank transactional account or vehicle asset finance with WesBank
>Car insurance Brochure

How to get it

Call me back
 
Insured by FirstRand Short Term Insurance Limited, Reg. No. 2018/234369/06, a licensed insurer.

Apply on the go

Save time, apply for car insurance
using the RMB Private Bank App.
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Cover that takes care of you too

Roadside assistance
This 24/7 service includes breakdown towing, flat battery assist, no fuel assist, flat tyre assist and vehicle locksmith assist.
Emergency assistance
Emergency medical response to the scene of a medical emergency and medical transportation limited to R10 000 per incident.
Trauma counselling
In the event of a traumatic accident, hijacking or attempted hijacking, we'll help you and your passengers get professional counselling.
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Comprehensive cover

Our comprehensive cover pays to replace or repair your vehicle if it is stolen or damaged, whether it's a chipped windscreen or something more serious.
You are covered for the following:
  • Accident or intentional incident by a third party, theft or hijacking, fire, explosion, earthquake, storm, flood, freezing, snow or hail, or by animals (excluding domestic animals)
  • Locks and keys
  • Towing, storage and delivery after repairs
  • Windscreen and permanent window glass
  • Emergency repairs - if an incident takes place while away from home and would normally be covered
  • Emergency accommodation - if an incident takes place more than 100km from your home and your vehicle can't be driven
  • Repatriation - receive a cash payment to help with costs if you break down outside South Africa (Botswana, Lesotho, Mozambique, Namibia, Swaziland and Zimbabwe)
  • Third party liability - for damage you may cause to another vehicle or property, driving a vehicle that does not belong to you (excluding rentals) or when another person uses your insured vehicle
  • Roadside assistance
  • Emergency medical assistance
  • Trauma counselling
  • Vehicle modification - if you are disabled after an incident covered on your policy, we will pay to modify your vehicle to make it more accessible or in order to drive it
Limits and exclusions apply as specified on your policy schedule.
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Contact us

  • Call us on 087 736 7774
  • Select option 2
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Third party, fire and theft

This is a more affordable option and cover pays to replace or repair your vehicle if it is stolen or damaged due to fire, theft or hijacking only. It does not cover any minor damage such as scratches or due to accidents.
It also covers you for third party liability:
  • For damage you may cause to another vehicle or property
  • Or when another person uses your insured vehicle
Limits and exclusions apply as specified on your policy schedule.
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Third party cover

With this affordable option, you are only covered by third-party liability:
  • For damage you may cause to another vehicle or property
  • Or when another person uses your insured vehicle
Your own vehicle is not covered and you will not receive a payout in any event.
Limits and exclusions apply as specified on your policy schedule.
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Helping you make a selection

With the Dynamic Life» Home Plan, you will be covered for the outstanding amount on your home loan. Your cover and your premiums are directly linked to your outstanding home loan balance and will automatically adjust as the outstanding balance changes. This ensures you don't over pay for cover that you don't need.
Dynamic Life» Home Mortgage Protection Plan
What this cover is based on Outstanding balance of home loan up to R100m Outstanding balance of home loan up to R1.5m
How premium is calculated Based on individual risk Based on gender, smoker, and employment
Life cover Yes Yes (settlement of outstanding balance)
Critical illness cover Yes (optional) No
Permanent disability cover Yes (optional) Yes (settlement of outstanding balance)
Temporary disability cover No Yes (covers monthly balance up to 12 months)
Inability to earn an income/ retrenchment No Yes (covers monthly balance up to 12 months)