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Portfolio diversification

Single counter portfolio consisting of non-Top 40 shares

Up to 30%
Single counter portfolio consisting of Top 40 shares

Up to 50%
Balanced portfolio

Up to 50% provided
  • There are a minimum of five counters
  • No counter has more than a 25% weighting
  • No more than 70% of the counters are in one industry
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Increased investment exposure

If utilised correctly the power of gearing provides higher returns on your share portfolio than if you were to not use the power of gearing. This will assist you with all upside potential accruing to your portfolio.
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Diversify your portfolio

Through the Securities Based Lending solution, you could further increase your shares portfolio that is unrelated to your main line of business, thus not only allowing you to use the power of gearing but also diversify your returns away from your main line of income.
Another benefit is the gearing of securities yet to be acquired with the loan proceeds for both local and offshore investments.
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Access to liquidity

Quick and simple access to funds without having to sell securities
  • Quick and simple access to funds without having to sell securities, while maintaining participation and appreciation of the investment portfolio.
  • Receive access to an alternate source of funding for property finance or to finance your lifestyle needs.
  • The loan is customised around your repayment, amount, time frame and collateral structures.
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Funds arranged with minimal paperwork

A full credit review of the amount of money you'll qualify for is entirely based on the diversity, liquidity, serviceability and market value of your portfolio.
The loan to value amount is largely dependent on the diversity of your portfolio
  • Up to 30% on a single counter portfolio consisting of non-Top 40 shares
  • Up to 50% on a single counter portfolio consisting of Top 40 shares
  • Up to 50% on a balanced portfolio provided there are a minimum of five counters
  • No counter has more than a 25% weighting
  • No more than 70% of the counters are in one industry.
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SECURITIES BASED LENDING

Diversify your investments without liquidating

WHAT WE OFFER

Ideal for quick access to inexpensive funds

With no restrictions on what the loan can be used for, Securities Based Lending is the ideal vehicle to access liquidity, simply by using collateral such as cash; listed shares; unit trusts; local cash investments; preference shares, exchange traded funds (ETFs); real estate investment trusts (REITs); Government bonds; guarantees, & offshore investment.
This form of lending provides flexibility and gears share investors towards creating or sustaining wealth without disrupting the set long-term investment goals.

BENEFITS

INCREASED INVESTMENT EXPOSURE

If utilised correctly the power of gearing provides higher returns

DIVERSIFY YOUR PORTFOLIO

A key pillar to any wealth preservation strategy is diversification

ACCESS TO LIQUIDITY

Quick and simple access to funds without having to sell securities

MINIMAL PAPERWORK

A full credit review of the amount of money you'll qualify for is entirely based on the diversity, liquidity

EXPAND YOUR PORTFOLIO

Use your assets as security

The following movable assets may be used as collateral when accessing our Securities Based Lending solution:
  • Cash
  • Listed shares
  • Unit trusts
  • Local cash investments
  • Preferential shares
  • Exchange traded funds (ETFs)
  • Real estate investment trusts (REITs)
  • Offshore investments (evaluated per client in order to determine acceptability)

GET STARTED

Get access to funds with Securities Based Lending

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OTHER WAYS TO APPLY

  • Call your Private Banker directly
  • Contact the RMB Private Bank Suite on 087 575 9411, available 24 hours a day 7 days a week
>View the complete brochure