Home
Securities Based Lending
Menu
Search

Close

Menu

About us Bank Lend Invest Protect Rewards Give Secure News & Insights Verification & Calculators Careers Legal Contact Us

ABOUT US

Overview

Background

Our Service Approach

Corporate Social Investment

Wealth & Legacy Management

BANK

RMB Private Bank Fusion™ Account

Cheque Account

Credit Card

Revolving Facility

eWallet

Savings and Investments

Business Accounts

Foreign Exchange

Ways to Bank

Pricing

Global Account

LEND

Residential Property Finance

Commercial Property Finance

Securities Based Lending

Preferential Shares Funding

Lending Rate

INVEST

Wealth Management

Portfolio Management Services

Stockbroking

Global Wealth Solutions

Cash Deposits

Tax-Free Savings

Retirement Solutions

PROTECT

Protect

Fiduciary

Trusts

Wills

Estates

Reporting a death

REWARDS

Complementing Your Lifestyle

Rewards & benefits

Earn

Spend

Travel & Lifestyle Benefits

SLOW & Bidvest Premier lounge

GIVE

Philanthropy Centre

SECURE

Security Centre

NEWS & INSIGHTS

Events

News & Insights

Lifestyle News

Unlocking Wealth

VERIFICATION & CALCULATORS

Verify Payments

Forgot password or username?

Register

Upload Documents

Verify Statements

Verify Account Confirmation/Visa Application Letters

Software Downloads

iContract

Bond Market Calculator

Budget Calculator

Credit Card Budget Calculator

CAREERS

Careers

CONTACT US

Service Suite

Our Offices

Emergency contact number

Compliments and complaints

Let us call you back

LEGAL

Legal Requirements

Terms and Conditions

Account Closure Guide

Close

Close

Your login details have been entered incorrectly


Please note that on your third failed attempt, your profile will be blocked.

Username

Password

Forgot your login details?

Reset your Username or Password

Forgot your login details?




Reset your Username or Password

Your login details have been entered incorrectly


This is your third and last login attempt available.

Your profile will be blocked if you fail to enter your login details correctly.

Login attempt unsuccessful!


Your third attempt to log in, was unsuccessful and you may have blocked your Online Banking profile.

This could help

To unblock your profile, reset your username and password.

Reset your Username or Password
X

Portfolio diversification

Single counter portfolio consisting of non-Top 40 shares

Up to 30%
Single counter portfolio consisting of Top 40 shares

Up to 50%
Balanced portfolio

Up to 50% provided
  • There are a minimum of five counters
  • No counter has more than a 25% weighting
  • No more than 70% of the counters are in one industry
X

Increased investment exposure

If utilised correctly the power of gearing provides higher returns on your share portfolio than if you were to not use the power of gearing. This will assist you with all upside potential accruing to your portfolio.
X

Diversify your portfolio

Through the Securities Based Lending solution, you could further increase your shares portfolio that is unrelated to your main line of business, thus not only allowing you to use the power of gearing but also diversify your returns away from your main line of income.
Another benefit is the gearing of securities yet to be acquired with the loan proceeds for both local and offshore investments.
X

Access to liquidity

Quick and simple access to funds without having to sell securities
  • Quick and simple access to funds without having to sell securities, while maintaining participation and appreciation of the investment portfolio.
  • Receive access to an alternate source of funding for property finance or to finance your lifestyle needs.
  • The loan is customised around your repayment, amount, time frame and collateral structures.
X

Funds arranged with minimal paperwork

A full credit review of the amount of money you'll qualify for is entirely based on the diversity, liquidity, serviceability and market value of your portfolio.
The loan to value amount is largely dependent on the diversity of your portfolio
  • Up to 30% on a single counter portfolio consisting of non-Top 40 shares
  • Up to 50% on a single counter portfolio consisting of Top 40 shares
  • Up to 50% on a balanced portfolio provided there are a minimum of five counters
  • No counter has more than a 25% weighting
  • No more than 70% of the counters are in one industry.
Call me back

SECURITIES BASED LENDING

Diversify your investments without liquidating

What we offer
Benefits
Expand your portfolio
Get started
Contact us
Call me back

WHAT WE OFFER

Ideal for quick access to inexpensive funds

With no restrictions on what the loan can be used for, Securities Based Lending is the ideal vehicle to access liquidity, simply by using collateral such as cash; listed shares; unit trusts; local cash investments; preference shares, exchange traded funds (ETFs); real estate investment trusts (REITs); Government bonds; guarantees, & offshore investment.
This form of lending provides flexibility and gears share investors towards creating or sustaining wealth without disrupting the set long-term investment goals.

BENEFITS

INCREASED INVESTMENT EXPOSURE

If utilised correctly the power of gearing provides higher returns
Read more

DIVERSIFY YOUR PORTFOLIO

A key pillar to any wealth preservation strategy is diversification
Read more

ACCESS TO LIQUIDITY

Quick and simple access to funds without having to sell securities
Read more

MINIMAL PAPERWORK

A full credit review of the amount of money you'll qualify for is entirely based on the diversity, liquidity
Read more

EXPAND YOUR PORTFOLIO

Use your assets as security

The following movable assets may be used as collateral when accessing our Securities Based Lending solution:
  • Cash
  • Listed shares
  • Unit trusts
  • Local cash investments
  • Preferential shares
  • Exchange traded funds (ETFs)
  • Real estate investment trusts (REITs)
  • Offshore investments (evaluated per client in order to determine acceptability)

GET STARTED

Get access to funds with Securities Based Lending

Call me back
 

OTHER WAYS TO APPLY

  • Call your Private Banker directly
  • Contact the RMB Private Bank Suite on 087 575 9411, available 24 hours a day 7 days a week
>View the complete brochure
RMB Private Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).