Securities Based Lending

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Securities Based Lending

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Portfolio diversification

Single counter portfolio consisting of non-Top 40 shares

Up to 30%

Single counter portfolio consisting of Top 40 shares

Up to 50%

Balanced portfolio

Up to 50% provided

There are a minimum of five counters
No counter has more than a 25% weighting
No more than 70% of the counters are in one industry

Borrow against your investment portfolio

If you are looking to expand your investment portfolio to include an additional investment portfolio, finance new business opportunities or invest in real estate, our Securities Based Lending solution gives you direct access to funds.

This innovative solution is unique as it allows you to borrow against your investment portfolio without having to liquidate your securities, which means that you are never out of the market.

Determine your individual lending needs

We review your portfolio alongside your credit profile to determine a facility amount that is realistic, manageable and tailored to your borrowing profile.

When determining your facility size, we consider a number of factors, including the liquidity and diversity of your stocks.

In addition, we consider the market value of your portfolio and your ability to make consistent repayments.

The maximum loan amount you can qualify for will depend on how well your portfolio is diversified.

Use your assets as security

The following movable assets may be used as collateral when accessing our Securities Based Lending solution:

Cash
Listed shares
Unit trusts
Local cash investments
Preferential shares
Exchange traded funds (ETFs)
Real estate investment trusts (REITs)

Unlisted shares (these will be evaluated to determine acceptability)
Offshore investments (evaluated per client in order to determine acceptability)
Government bonds
Guarantees

Get access to funds with Securities Based Lending

Call me back

OTHER WAYS TO APPLY

Call your Private Banker directly
Contact the RMB Private Bank Suite on 087 575 9411, available 24 hours a day 7 days a week

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Portfolio diversification