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Account Closure Guide

Your login details have been entered incorrectly

Please note that on your third failed attempt, your profile will be blocked.

Forgot your login details?

This is your third and last attempt available. Your profile will be blocked if you fail to enter your login details correctly.

Oh no!

We've noticed that you've tried to login more than 3 times.

You might have blocked your Online Banking profile.

In order to unlock your profile, reset your username and password.

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How to activate Shortfall Protection?

Got to "Accounts"

Select "Revolving Facility"

Go to settings

Click on "Setup/Maintenance"

Look for "Would you like to setup shortfall protection?" and change the indicator to "Yes"

Click "Confirm"

Now you can rest assured that your payments will be honoured as long as there are sufficient funds to cover them in your Revolving Facility to complete the transfer.

Please note that you are still responsible for ensuring you have sufficient funds to cover your Revolving Facility debit order and you may not use Shortfall Protection to pay for your Revolving Facility.

Apply Now!

REVOLVING FACILITY

A credit facility that helps you to pay for unbudgeted
expenses over time

The Revolving Facility is linked to your active bank account which gives access to
funding 24/7 without having to reapply for a facility for every expense.

Applying made easy

What's hot

EASILY ACCESSED AT ANY TIME

Manage your money with a Revolving Facility that protects your bank account when your bank account balance is on zero, by automatically sweeping funds into your bank account

3RD PARTY PAYMENTS

Make 3rd party payments directly from your Revolving Facility using our Digital Channels

CHOOSE BETWEEN VARIABLE AND FIXED PAYMENT OPTIONS

Variable payment option - you only pay for what you use, repayments reduce as your balances reduce.

OPTIONAL DEBT PROTECTION

In case of your death, permanent disability, unemployment/inability to earn an income or temporary disability

TRANSFER FUNDS EASILY

Transfer funds into any account on your profile directly from your Revolving Facility using our Digital Channels.

FULL ACCESS

You get full access to the full available credit limit

New shortfall protection

This function of your Revolving Facility covers your linked transactional account should the available balance be insufficient to cover your payments by automatically transferring funds directly to your transactional account to avoid unpaid transactions. You need to manually opt into this function via Online Banking or the App.

APPLYING MADE EASY

Revolving Facility

QUALIFYING CRITERIA

RMB Customer with an active RMB Current Account
Be 18 years and older
Be a South African Citizen
Pass affordability and credit scoring assessment

OTHER WAYS TO APPLY

Apply Now!

Other ways to apply

>Complete the call me back form

DOCUMENTS NEEDED

Green bar-coded South African ID/ new ID card
Latest 3 months statements/3months' payslips
Proof of residence
Pass affordability and credit scoring assessment

>Terms and conditions

RMB Private Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).