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HOW DO I OPT IN AND OUT OF SHORTFALL PROTECTION?

 
Log in to the RMB Private Bank App
 
  • Select 'Revolving Facility' account
  • Choose 'Maintain facility'
  • Select to opt in or out
  • Choose 'Continue'
    • Log in to RMB Private Bank Online Banking Select 'My Bank Accounts'
     
  • Select 'Revolving Facility' account
  • Choose 'Manage Revolving Facility'
  • Select to opt in or out
  • Choose 'Continue'
    • **Please note that you are responsible for ensuring that sufficient funds are available in your Revolving Facility to cover transactions.
     
    Shortfall Protection does not cover or pay your Revolving Facility instalment.**
    Apply Now!

    Revolving Facility

    A credit facility that offers flexibility and convenience in managing your cash flow

    The Revolving Facility is linked to your active bank account, which gives you access to available funds up to R450 000 24/7 without having to reapply for a facility for every expense.
    What's Hot
    Applying made easy
    Contact us
    View product brochure
    Apply Now!

    What's hot

    EASILY ACCESSED AT ANY TIME

    Manage your money with a Revolving Facility that automatically protects your account by sweeping funds in when your balance runs low

    VARIABLE AND FIXED PAYMENT OPTIONS

    With variable repayment, you pay only for what you use, and repayments reduce as your balance decreases (minimum repayment amount is based on a minimum of 1% of the Revolving Facility). With fixed repayment, your repayments stay the same.

    OPTIONAL DEBT PROTECTION

    In case of your death, permanent disability, unemployment/inability to earn an income or temporary disability

    TRANSFER FUNDS EASILY

    Transfer funds into any account on your profile directly from your Revolving Facility using our Digital Channels.

    FULL ACCESS

    You get full access to the full available credit limit

    Shortfall Protection

    Shortfall Protection automatically transfers available funds from your Revolving Facility to your linked RMB Private Bank transactional account if the account becomes overdrawn (negative balance). Ensure you are opted in to access this benefit.
    Read more
    View FAQs

    APPLYING MADE EASY

    Revolving Facility

     

    QUALIFYING CRITERIA

    1. RMB Customer with an active RMB Transactional Account
    2. Be 18 years and older
    3. Be a South African Citizen
    4. Pass affordability and credit scoring assessment

    OTHER WAYS TO APPLY

    Apply Now!
    Other ways to apply
     
    >Complete the call me back form

    DOCUMENTS NEEDED

    • Green bar-coded South African ID/ new ID card
    • Latest 3 months statements/3months' payslips
    • Proof of residence
    • Pass affordability and credit scoring assessment
     
    >Terms and conditions
    RMB Private Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).