Revolving Facility

Qualifying criteria

RMB Customer with an active RMB Transactional Account

Be 18 years and older

Be a South African Citizen

Pass affordability and credit scoring assessment

HOW DO I OPT IN AND OUT OF SHORTFALL PROTECTION?

Choose 'Maintain facility'

Select to opt in or out

Choose 'Continue'

Select 'Revolving Facility' account

Choose 'Manage Revolving Facility'

Select to opt in or out

Choose 'Continue'

**Please note that you are responsible for ensuring that sufficient funds are available in your Revolving Facility to cover transactions.

Shortfall Protection does not cover or pay your Revolving Facility instalment.**

Revolving Facility

A credit facility that offers flexibility and convenience in managing your cash flow

The Revolving Facility is linked to your active bank account, which gives you access to available funds up to R450 000 24/7 without having to reapply for a facility for every expense.

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TAILORED SOLUTIONS

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EASILY ACCESSED AT ANY TIME

Manage your money with a Revolving Facility that automatically protects your account by sweeping funds in when your balance runs low

VARIABLE AND FIXED PAYMENT OPTIONS

With variable repayment, you pay only for what you use, and repayments reduce as your balance decreases (minimum repayment amount is based on a minimum of 1% of the Revolving Facility). With fixed repayment, your repayments stay the same.

OPTIONAL DEBT PROTECTION

In case of your death, permanent disability, unemployment/inability to earn an income or temporary disability

TRANSFER FUNDS EASILY

Transfer funds into any account on your profile directly from your Revolving Facility using our Digital Channels.

FULL ACCESS

You get full access to the full available credit limit

Shortfall Protection

Shortfall Protection automatically transfers available funds from your Revolving Facility to your linked RMB Private Bank transactional account if the account becomes overdrawn (negative balance). Ensure you are opted in to access this benefit.