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Required documents
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A copy of your South African ID or passport if you are not a South African citizen
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Proof of residence not older than 3 months
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A copy of your qualifying degree
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The RMB Private Bank Credit Card
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The only virtual card with a dynamic CVV for added payment security
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Exclusive metal card that is durable and resilient with tap functionality
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Up to 5 additional credit cards (linked to your RMB Private Bank Credit Card)
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Access to virtual cards at no extra cost and compatible with Apple Pay, Samsung Pay, Google Wallet, Garmin Pay, and SwatchPAY!
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Get instant insurance for items purchased with your virtual card at no extra cost up to R15 000
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Automatic Debt Protection up to R12 000 for death or permanent disability, with optional top-up cover
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Exclusive rewards benefits
Rewards that take you places
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Get up to 40% discount on domestic and international flights, domestic AVIS car hire, bus tickets across South Africa and the rest of Africa and eBucks shop deals
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Get up to 36 lounge visits to SLOW Domestic, SLOW International, plus unlock 24 bonus visits with flights booked through eBucks Travel
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Complimentary travel insurance for the first 90 days when purchasing international return tickets with your RMB Private Bank Credit Card
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Complimentary cover for medical expenses while abroad
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Earn up to R8/litre back in eBucks every month when you fill up at Engen
Rewards that keep you connected
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Up to 15% back on your FNB Connect SIM plan and prepaid bundle purchases in eBucks
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Unlimited WhatsApp messaging on us every month on your FNB Connect SIM card
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Up to 100% back in eBucks on a new device from the eBucks Partner Shop
Get rewarded while you spend
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Up to 20% back at Pick n Pay in-store
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Up to 30% back on the Pick n Pay ASAP! app
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Up to 20% back at Pick n Pay Clothing
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Up to 15% back at Spar
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Up to 15% back at Clicks and 30% back at ARC Store
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Up to 40% back on Netflix and Spotify subscriptions when you and your family bank with RMB Private Bank
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Up to R3 000 back in eBucks per month with Smart Spend
More rewards, for you
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A complimentary weekly Starbucks voucher
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A complimentary monthly Kauai voucher of up to R120
Terms, conditions and earn rules apply
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Qualifying criteria
You must have completed or are in the final year of completing your studies in one of the following fields:
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Accounting
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Actuarial Science
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Architecture
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Computer Science
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Information Technology
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Engineering
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Medicine
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Judicial and Legal
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Data Science
This qualification is to be attained through one of the pre-selected, prestigious South African tertiary institutions - USAF (Membership board - Universities South Africa (usaf.ac.za))
You are between the ages of 18 and 30.
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Life cover
Secure your family's future with life insurance that protects and rewards.
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R30 000 funeral benefit at no extra cost, paid out within 24 hours of your passing.
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Spend Protect benefit helps your loved ones adjust with a lump sum payout of up to three times your monthly RMB Private Bank card swipes and average RMB Private Bank loan repayments within 24 hours.
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Retrenchment cover
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Cover for up to 6 months or until you find new employment, whichever comes first.
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Up to R30 000 cover per month.
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Cover if your employer does not pay you any income for a full calendar month, without terminating your employment.
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Pay no premiums if you have successfully claimed against any of our benefits.
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Contact us
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Call us on 087 736 7774
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Select option 2
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Income protection
This benefit pays out a monthly income (partial or full) should you become disabled or severely impaired.
Guaranteed insurability
Increase your cover up to 20%, limited to actual percentage increase in salary per year.
Premium waiver
Pay no premiums after a claim payout for the duration of your claim.
In claim escalation
While claiming, we will increase your monthly payout by CPI each year to protect you against inflation.
Specific injuries
Guaranteed payout for specific injuries such as fractures.
Terminal illness
Double payment for up to 6 months.
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Permanent disability
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Standalone/accelerated
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Pay-out between 25-100% of your cover
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Pay no premiums for 6 months after a claim payout
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No waiting periods
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Critical illness
Offers a lump sum payout should you be diagnosed with a critical illness.
Helps you cover unforeseen expenses which can arise with certain serious illnesses such as paying for medical specialists or high treatment costs,
24/7 care or any other lifestyle adjustments you may need.
Protects you against an extensive range of conditions such as cancer, heart attack, coronary bypass, surgery stroke, dementia, kidney failure, multiple sclerosis etc.
Benefits
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Pays out between 10 - 100% of your cover amount as a lump sum based on severity of your illness.
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Boosts your payout to 100% for a qualifying heart attack, cancer and stroke conditions with the Comprehensive and Elite Critical Illness benefits.
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Unlimited cover for unrelated critical illness claims with standalone cover
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Claim up to 300% of your cover amount for a series of related claims with the standalone Elite Critical Illness benefit.
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Pay no premium for 6 months after a valid critical illness claim.
Additional benefits
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The Automatic Child Critical Illness benefit pays a lump sum amount if your child is diagnosed with a critical illness.
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The Future Family benefit pays an additional 10% of your cover amount for a valid cancer claim, to use towards fertility preservation treatment.
