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Retrenchment benefit
Let us help you protect your income by adding cover for retrenchment or inability to earn an income.
Plus, you only pay for the cover you need because your monthly premiums and cover amount automatically changes with the balance of your home loan.
The benefit will help you manage your monthly financial obligations.
Dynamic Life
Cover period of up to 12 months or until you find new employment.
Cover for both retrenchment or an inability to earn an income.
Cover for both retrenchment or an inability to earn an income.
Important information to note
Pays the monthly home loan instalment for duration of the claim.
Cover does not pay out if you only have a partial loss of income.
Cover does not pay out if you were aware of your retrenchment during the 3 months before the start of this cover or if you are retrenched during the first 3 months of cover. Benefit ends at the age of 65 years.
Cover does not pay out if you only have a partial loss of income.
Cover does not pay out if you were aware of your retrenchment during the 3 months before the start of this cover or if you are retrenched during the first 3 months of cover. Benefit ends at the age of 65 years.
A 3-month waiting period will apply where no claim will be paid from the benefit start date (or reinstatement) and from the date of your last retrenchment benefit claim payment, for any subsequent claim.
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Terminal Illness Benefit
In the event of your death, we will automatically settle your home loan, unless you have specified a different beneficiary.
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Contact us
- Call us on 087 736 7774
- Select option 2
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Permanent Disability Cover
Dynamic Life» Home Permanent Disability is combined with Life Cover. This means it reduces your Life Cover by the amount claimed, but offers the advantage of more affordable premiums.
Permanent Disability pays between 25 - 100% (based on the severity) if you become impaired.
Examples of impairments include: major burns, the loss of use of your hand or the permanent loss of hearing in both ears, or if you are unable to look after yourself due to a disability.
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Critical Illness Cover
Helps reduce the financial strain in the event of illness and injury and provides up to 100% cover.
To help you manage the financial burden of suffering from a serious illness, you get cover for a wide range of specified illnesses and injuries.
It includes automatic child cover, that pays a lump sum amount if your child is diagnosed with a critical illness, and a future family benefit,
that pays an additional 10% of your cover amount for a valid cancer claim, to use towards fertility preservation treatment.
Dynamic Life» Comprehensive Home Critical Illness is combined with your Life Cover.
This means it reduces your Life Cover by the amount claimed but offers the advantage of more affordable premiums. Cover pays on diagnosis and includes illnesses and injuries that you could recover from.
Examples of critical illnesses include: cancer, heart attack, strokes and coronary bypass grafts.
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View cover options
We have three plan options to suit your needs, ensuring your children receive the best education throughout their school career.
| Public | Private | Global | |
| Creche | R20 000 | R80 000 | R80 000 |
| Pre-primary | R40 000 | R110 000 | R160 000 |
| Primary | R40 000 | R160 000 | R200 000 |
| Secondary: Tuition | R55 000 | R195 000 | R400 000 |
| Secondary: Residence | - | - | R400 000 |
| Tertiary: Tuition | R75 000 | R75 000 | R1 600 000 |
| Tertiary: Residence | R50 000 | R50 000 | R400 000 |
Top-up benefit
| Public | Private | Global | |
| Minimum | R2 000 | R5 000 | R10 000 |
| Maximum | R50 000 | R100 000 | R200 000 |