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Fixed Deposit: Nominal Rates
Published at 2026-02-18
| Period |
R10 000 - R249 999.99 |
R250 000 - R499 999.99 |
R500 000 - R999 999.99 |
R1 000 000 + |
| 1 month | 5.65% | 5.75% | 5.85% | 6.00% |
| 3 month | 5.90% | 6.00% | 6.10% | 6.20% |
| 6 month | 6.15% | 6.25% | 6.35% | 6.45% |
| 9 month | 6.25% | 6.35% | 6.45% | 6.55% |
| 12 month | 6.50% | 6.60% | 6.70% | 6.80% |
| 24 month | 6.40% | 6.50% | 6.60% | 6.70% |
| 36 month | 6.50% | 6.60% | 6.70% | 6.80% |
| 48 month | 6.55% | 6.65% | 6.75% | 6.85% |
| 60 month | 6.90% | 7.00% | 7.10% | 7.20% |
Fixed Deposit: Annual Effective Rates
Published at 2026-02-18
| Period |
R10 000 - R249 999.99 |
R250 000 - R499 999.99 |
R500 000 - R999 999.99 |
R1 000 000 + |
| 1 month | 5.70% | 5.80% | 5.90% | 6.05% |
| 3 month | 5.95% | 6.05% | 6.15% | 6.25% |
| 6 month | 6.20% | 6.30% | 6.40% | 6.50% |
| 9 month | 6.30% | 6.40% | 6.50% | 6.60% |
| 12 month | 6.60% | 6.70% | 6.80% | 6.90% |
| 24 month | 6.50% | 6.60% | 6.70% | 6.80% |
| 36 month | 6.60% | 6.70% | 6.80% | 6.90% |
| 48 month | 6.65% | 6.75% | 6.85% | 6.95% |
| 60 month | 7.10% | 7.20% | 7.30% | 7.40% |
Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.
Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.
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