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Benefits tailored for you

With us a building loan is more than just a loan. Not only do you have the freedom to design or renovate your home the way you want it, you also enjoy a number of benefits to streamline the process and give you peace of mind.
Product Specialist
A Product Specialist will assist you at any point where you need support
  • Advise on and screen the building loan related documents as:
    • Building Contract & Bill of Quantities
    • Detailed Specifications and Schedule of Finishes
  • Advise on the flow of funds e.g. client upfront equity contribution
  • Go through the building loan conditions and documents required throughout the process
  • Offer ongoing assistance up to completion of the project
Flow of Funds
As the building progresses, payment will be made either to the developer or the customer: these payments are called progress payments. The bank always retains enough funds to complete the project.
Flexi Option
A financial management facility giving you immediate access to additional prepaid funds in your building loan account through Online Banking, 24/7 inContact - free SMS and email notifications.
Online Banking
Manage and transfer funds in and out of you home loan account through online banking at any time provided you have a RMB Private Bank account and there is additional funds available.
eBucks
The opportunity to earn points towards your eBucks reward level. You could also get up to 40% off on selected items in the eBucks shop and on selected local and international flights, as well as on domestic car hire when you book through eBucks Lifestyle.
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RESIDENTIAL BUILDING LOAN

Attain your property investment goals

In building your life-long legacy, you may require finance to invest in a residential property, build a new home or improve your current one. Whether you're investing or upgrading, the Building Loan can be adapted to suit your needs and objectives.

BENEFITS

Tailored for you

With us a building loan is more than just a loan. Not only do you have the freedom to design or renovate your home the way you want it, you also enjoy a number of benefits to streamline the process and give you peace of mind.
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ABOUT

A range of flexible features

HOME SPECS

Build your home according to your specifications using a NHBRC registered builder.

CHOICE

Buy in selected new residential developments with a choice of design, price and finishes to suit your needs (excluding Sectional Title units).

HOME IMPROVEMENTS

Build, alter, personalise and increase the value of your property if you have just bought a property and do not have the funds at your disposal.

GET STARTED

Residential Building Loan

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OTHER WAYS TO APPLY

  • Contact your Private Bank Advisor
  • Contact the RMB Private Bank Service Suite

DOCUMENTS NEEDED

  • Application form
  • Offer to purchase
  • Valid South African ID or passport
  • Proof of current residential address
  • Proof of income
  • Assets and liabilities statement
  • Business financial statements
  • Bank statements