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To join eBucks, visit www.eBucks.com

eBucks Contact Centre
Telephone 087 320 3200
Fax 086 110 0062
Email info@eBucks.com

International contact number
+27 11 371 3711

Earn rules

Determining your reward level

Your reward level is calculated around the 8th of each month, based on the number of reward level points you have collected from RMB Private Bank in the previous month.

Qualifying spend

Qualifying spend (i.e. spend on which you earn eBucks) excludes EFTs, debit orders, cash withdrawals, travellers' cheques, foreign exchange transactions and casino gambling transactions.
You do not earn eBucks on FNB Money Market Transactor accounts.

Shopping

Shopping spend limits apply irrespective of whether you shop domestically or internationally.

In-store shopping

The amount on which you earn eBucks is limited to a total monthly rand spend (on qualifying card swipes only) of R30 000 on your qualifying RMB Private Bank Credit Card, RMB Private Bank Cheque Card and/or RMB Private Bank Fusion™ Card. Thereafter, you will earn eBucks on in-store shopping purchases made using your RMB Private Bank Credit Card or RMB Private Bank Fusion™ Card at a flat rate of 0.5%. You will not earn eBucks on in-store shopping purchases above the R30 000 spend limit made using your RMB Private Bank Cheque Card.
Your RMB Private Bank Credit Card/RMB Private Bank Fusion™ Card spend is considered first towards the spend limit.
Online shopping

The amount on which you earn eBucks at your online shopping reward rate is limited to a total monthly rand spend (on qualifying online spend only) of R10 000 on your qualifying RMB Private Bank Credit Card, RMB Private Bank Cheque Card and/or RMB Private Bank Fusion™ Card. Thereafter, you will earn eBucks on online purchases made using your RMB Private Bank Credit Card or RMB Private Bank Fusion™ Card at a flat rate of 0.5%.

You will not earn eBucks on online purchases above the R10 000 spend limit made using your RMB Private Bank Cheque Card.

Your RMB Private Bank Credit Card/RMB Private Bank Fusion™ Card spend is considered first towards the spend limit.

Checkers & Shoprite

The amount on which you earn eBucks is limited to 20% of your total monthly qualifying RMB Private Bank Credit Card, RMB Private Bank Cheque Card and/or RMB Private Bank Fusion™ Card spend or a total rand spend (on qualifying card swipes only) of R15 000 per month, whichever occurs first.
Thereafter, you will earn eBucks on purchases made using your RMB Private Bank Credit Card or RMB Private Bank Fusion Card at a flat rate of 0.5%.
Your RMB Private Bank Credit Card/RMB Private Bank Fusion™ Card spend is considered first towards the spend limit.
You will not earn eBucks on purchases made at MediRite Pharmacies or Money Market counters.
If you have not yet met the qualifying requirements, you will earn 0.5% back in eBucks on in-store purchases made at Checkers & Shoprite using your RMB Private Bank Credit Card, RMB Private Bank Cheque Card or RMB Private Bank Fusion™ Card.

Grocery shopping

The amount on which you earn eBucks is limited to 20% of your total monthly qualifying RMB Private Bank Credit Card, RMB Private Bank Cheque Card and/or RMB Private Bank Fusion™ Card spend or a total rand spend (on qualifying card swipes only) of R15 000 per month, whichever occurs first.
Thereafter, you will earn eBucks on purchases made using your RMB Private Bank Credit Card or RMB Private Bank Fusion™ Card at a flat rate of 0.5%.
You will not earn eBucks on grocery shopping purchases above the R15 000 spend limit made using your RMB Private Bank Cheque Card.
Your RMB Private Bank Credit Card/RMB Private Bank Fusion™ Card spend is considered first towards the spend limit.

Fuel, Gautrain and Uber

The amount on which you earn eBucks is limited to 20% of your total monthly qualifying RMB Private Bank Credit Card, RMB Private Bank Cheque Card and/or RMB Private Bank Fusion™ Card spend or a total rand spend (on fuel, Gautrain and Uber rides only) of R5 000 per month, whichever occurs first.
You can fill up at any domestic fuel station, but you must pay for your fuel through the fuel station pay point. You will not earn eBucks if you pay for fuel at the convenience store at the fuel station.
You only earn eBucks on Uber rides taken domestically.

FNB Connect contracts and prepaid airtime

The amount on which you earn eBucks is limited to a total monthly rand spend of R1 000 on qualifying FNB Connect contracts and/or prepaid spend only and excludes any device premiums linked to your contract.

FNB Life

The monthly premiums on your qualifying FNB Life Cover, Funeral Cover and/or Accidental Death Cover must be paid on time from an RMB Private Bank Cheque Account or RMB Private Bank Fusion Account. You will not earn eBucks for any month where premiums were not paid - either because you didn't make payment that month, or because FNB Life chose to waive your premium that month for any reason (for example in the month of your ' Premium Holiday').
The percentage earned back in eBucks is calculated based on the sum total of monthly premiums for all your qualifying FNB Life policies (including Life Cover, Critical Illness Cover, Disability Cover, Debt-Linked Cover, Funeral Cover and Accidental Death Cover).
You will not earn eBucks on premiums for the following cover types: Law on Call, Hospital/Health Cash Cover and all types of Credit Life Cover.
In the case of an FNB Life Policy, only the payer of the premiums will earn eBucks; other lives insured and/or beneficiaries named in the policy will not earn eBucks.
The amount on which you earn eBucks is limited to a total monthly rand spend of R7 000.

Smart devices

The amount on which you earn eBucks is limited to a combined total monthly rand spend (on qualifying smart device contracts only) of R500.
Qualifying smart devices are limited to laptops, tablets and smartphones.

FNB Forex

The eBucks you will earn will be paid in the month after the transaction was done.
All FNB Forex transactions must be done via the RMB Private Bank App or online banking, except where you have a standing instruction with FNB Forex to transact on your behalf.
You will only earn eBucks on transaction charges on FNB Forex inward and outward payments in a foreign currency (not South African rand).
You do not earn eBucks on foreign notes, travellers' cheques, foreign currency account (FCA) funding, customer foreign currency (CFC) account funding, cash passport, PayPal™, MoneyGram™ or any other foreign exchange products.
You also do not earn eBucks when you are transacting on a special discount or pensioner pricing.

QUALIFYING CRITERIA

How to qualify

To get going, you must:

Have a monthly deposit of at least:

- R44 500 into an RMB Private Bank Cheque Account, RMB Private Bank Single Facility or RMB Private Bank Fusion™ Account
  OR
- R32 000 into an RMB Private Bank Professionals Account
  OR
- R16 500 into an RMB Private Bank Spouse Cheque Account.
  OR
  Have deposits over three months totalling at least R150 000 into an RMB Private Bank Cheque Account, RMB Private Bank Single Facility, RMB Private Bank Spouse Cheque Account, RMB Private Bank Professionals Account or RMB Private Bank Fusion™ Account.
  OR
- Maintain a monthly balance of at least R100 000 in an RMB Private Bank Cheque Account, RMB Private Bank Single Facility, RMB Private Bank Spouse Cheque Account, RMB Private Bank Professionals Account or RMB Private Bank Fusion™ Account.
Log in to the RMB Private Bank App at least once a month using your own banking profile if you are under the age of 60. You are exempt from this rule if you are over the age of 60.
Ensure that ALL your FirstRand Bank accounts are in good standing. This means your accounts are not overdrawn, in arrears or in default, you have not missed a premium, and you are not undergoing sequestration, business rescue, or collection or liquidation proceedings (excluding debt review proceedings). FirstRand Bank accounts include but are not limited to FNB, WesBank, RMB Private Bank and Ashburton accounts.

Things to remember:

If you only have an RMB Private Bank Credit Card, you will qualify to earn eBucks on reward level 1 only, as long as you spend at least R10 000 per month or R30 000 over three months on your RMB Private Bank Credit Card, log in to the RMB Private Bank App at least once a month (if you are under the age of 60) and ensure that all your accounts are in good standing.

POINTS

How to get rewarded

How you bank in general

Digital banking

How to collect points	Points per month
Do at least four financial transactions per month via the RMB Private Bank App	2 000
Qualifying financial transactions include payments, transfers and purchases, but exclude debit orders, deposits and the viewing of accounts.
Have at least six monthly debit orders on your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account	1 000
Use RMB Private Bank's electronic banking channels to do ALL your payments, transfers and FNB Savings and Investment Account maintenance	1 000
"Savings and Investment Account maintenance" refers to the way you use your FNB Savings and Investment Accounts and how you manage your funds (e.g. notices to withdraw or interest redirect requests). You will not collect points on any transaction done inside an FNB branch or RMB Private Bank Service Suite, including banker issued statements.
Allow RMB Private Bank to communicate with you by giving them consent to market to you AND Choose to receive all your statements via email only AND Update your contact details at least once in a 12-month period via RMB Private Bank Online Banking	1000
Have a monthly spend on your FNB Connect SIM card of:
Between R200 and R299.99	500
Between R300 and R599.99	1 000
R600 or more	1 500
Qualifying spend excludes any device premiums.

My cards

How to collect points	Points per month
Have an RMB Private Bank Fusion™ Account	1 000
Set up an Auto Payment on your RMB Private Bank Credit Card from your RMB Private Bank Cheque Account	1 000
Spend on your RMB Private Bank Credit Card or RMB Private Bank Fusion™ Card in a calendar month for:
Between R7 500 and R14 999	500
Between R15 000 and R29 999	1 000
Between R30 000 and R74 999	1 500
R75 000 or more	2 000
Use your RMB Private Bank Credit Card, RMB Private Bank Cheque Card or RMB Private Bank Fusion™ Card to shop online and/or swipe internationally for:
Between R1 500 and R2 499 per month	500
Between R2 500 and R4 999 per month	1 000
Between R5 000 and R9 999 per month	1 500
R10 000 or more per month	2 000
Use your RMB Private Bank Credit Card and/or RMB Private Bank Fusion™ Card for:
Between 50% and 74.9% of your total monthly spend	1 000
Between 75% and 99.9% of your total monthly spend	2 000
100% of your total monthly spend	3 000
Total monthly spend includes any online and in-store purchases made during the month using your RMB Private Bank Credit Card and/or RMB Private Bank Fusion™ Card.

Save

How to collect points	Points per month
Grow the balance across your FNB Savings and Investment Accounts by at least R5 000 per month (interest included)	2 000
Have an FNB Fixed Deposit Account with a fixed term of at least six months AND Maintain a monthly balance of at least R75 000 in the account	2 000
Maintain a monthly balance in your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account of:
Between R50 000 and R74 999	1 500
Between R75 000 and R119 999	2 000
R120 000 or more	3 000
Have at least one FNB Savings and Investment Account and maintain a monthly balance across your FNB Savings and Investment Account(s) of:
Between R75 000 and R124 999	1 000
Between R125 000 and R299 999	1 500
R300 000 or more	2 000
FNB Tax-Free Cash Deposit Accounts and FNB Equity Trading Accounts do not count towards the balance.

Invest

How to collect points	Points per month
Make a monthly payment of at least R2 500 into an FNB Horizon Series Unit Trust	1 000
Have an RMB Private Bank Tax-Free Shares Account, Unit Trust or Cash Deposit Account and make a monthly contribution of at least R2 750	500
OR
Have an RMB Private Bank Tax-Free Shares Account, Unit Trust or Cash Deposit Account and make an annual contribution of at least R33 000	1 000
The total monthly and annual contributions must be made within the current tax year, which runs from 1 March 2017 to 28 February 2018.
Have a non-discretionary mandate with FNB Share Investor or FNB Securities and maintain a trade value in listed shares of at least:
R25 000 in the previous month or R150 000 over the last six months	2 000
R75 000 in the previous month or R450 000 over the last six months	3 000
R150 000 in the previous month or R900 000 over the last six months	4 000
This rule applies to local and global trader accounts.

Borrow*

How to collect points	Points per month
Have an Overdraft facility on your RMB Private Bank Cheque Account or a Credit Facility on your RMB Private Bank Fusion™ Account of at least R40 000	1 000
Have an Overdraft facility on your RMB Private Bank Cheque Account or a Credit Facility on your RMB Private Bank Fusion™ Account of at least R40 000 AND Use at least R1 000 of your Overdraft or Credit facility per month AND Make sure that you have a balance greater than R0 in your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account at some point during the month	1 000
Have a Revolving facility with a credit limit of at least R45 000 of which you have used between 40% and 85% during the month	1 500
Have a Revolving facility with a credit limit of at least R45 000 of which you have used between 40% and 85% during the month AND Have a Revolving facility credit agreement that has been signed within the last two years	500
Have a Personal Loan of at least R90 000, which you repay via a monthly debit order from your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account	3 000

Home and car**

How to collect points	Points per month
Have a Home Loan or One Account with a minimum outstanding balance of R200 000 OR Have an RMB Private Bank Single Facility or RMB Private Bank Structured Loan and use between 80% and 100% of the facility during the month	1 000 2 000
Have a Home Loan or One Account with a minimum outstanding balance of R200 000 AND Make your monthly Home Loan repayment with a salary stop order or a debit order set up from your RMB Private Bank Cheque Account OR Have an RMB Private Bank Single Facility or RMB Private Bank Structured Loan and use between 80% and 100% of the facility during the month AND Make your monthly RMB Private Bank Single Facility or RMB Private Bank Structured Loan repayment with a salary stop order or a debit order set up from your RMB Private Bank Cheque Account	500 1 000
Have a Home Loan or One Account with a minimum outstanding balance of R200 000 AND Have a Flexi Facility on your Home Loan or One Account	500
nav» Car can be accessed on the RMB Private Bank App - simply select "nav» Car" on the app home page and log in when prompted. VW, Audi and TFS accounts do not qualify for this requirement.

Family and insurance

How to collect points	Points per month
Draft a will with FNB as your executor and keep your signed will in FNB's custody	1 000
The signature date should not be older than five years.
Have an FNB Life Cover Policy with minimum combined cover of R400 000 AND Pay your monthly premiums from your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account	1 000
Qualifying FNB Life Cover Policies include Life Cover, Critical Illness Cover, Disability Cover and Debt-Linked Cover. All qualifying policies will count towards the minimum cover amount.
Have an FNB Life Cover Policy with at least two additional types of cover AND Pay your monthly premiums from your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account	500
Additional cover types include Critical Illness Cover, Disability Cover and Debt-Linked Cover.
Have Life Cover of at least R3.5 million	500
Qualifying FNB Life Cover Policies include Life Cover, Critical Illness Cover, Disability Cover and Debt-Linked Cover. All qualifying policies will count towards the minimum cover amount.
Have an FNB Funeral Policy with at least two lives assured AND Have total cover of at least R70 000 across all the lives assured AND Pay your monthly premiums from your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account	500
Children will not count towards the required two lives assured.
Have an FNB Accidental Death Cover Policy with cover of at least R1 million AND Pay your monthly premiums from your RMB Private Bank Cheque Account or RMB Private Bank Fusion™ Account	500

Wealth management and offshore banking

How to collect points	Points per month
Maintain a minimum monthly balance in your FNB Horizon Series Unit Trust of:
R300 000	1 000
R1 million	2 000
Have an FNB Global Account and maintain a minimum monthly balance of: 3 500 Australian dollars, euros, British pounds or US dollars OR 25 000 Chinese renminbi OR 250 000 Indian rupees	3 000
Have an FNB Channel Islands Current Account and maintain a minimum monthly balance of 5 000 British pounds	4 000
Have an FNB Channel Islands Fixed Deposit Account and maintain a monthly balance of:
Between 10 000 and 24 999 euros, British pounds or US dollars	3 000
At least 25 000 euros, British pounds or US dollars	5 000
Have an FNB Channel Islands Call or FNB 32 Day Notice Account and maintain a minimum monthly balance of 5 000 euros, British pounds or US dollars	1 500
Maintain a portfolio value in a full/bespoke/wealth discretionary mandate with FNB of:
Between R3 million and R4 999 999	3 000
Between R5 million and R9 999 999	4 000
R10 million or more	6 000

* Qualifying RMB Private Bank Islamic Banking customers will receive 3 000 concession points every month as these accounts are not eligible for RMB Private Bank credit products.
** An account that is active means that there's regular activity on the account or that the account is still being used for its original intended purpose.

Reward rates

Once you have qualified and your reward level has been determined, you are ready to earn eBucks.

The table below shows the different reward rates. This is the percentage of your qualifying purchases that you earn back in eBucks according to your reward level.

To qualify for reward level 2 and above, you need both an RMB Private Bank Credit Card AND an RMB Private Bank Cheque Account/RMB Private Bank Single Facility, OR you need an RMB Private Bank Fusion™ Account.

Points collected based on your reward level

Your reward level	1	2	3	4	5
Points collected monthly	1 000 - 8 999	9 000 - 11 499	11 500 - 14 499	14 500 - 17 499	17 500 or more

Reward rates based on your reward level

Your reward level	1	2	3	4	5
In-store shopping : Credit Card/Fusion™ Card	0.5%	0.9%	1.3%	1.8%	3%
In-store shopping : Cheque Card			0.25%
Online shopping: Credit Card/Fusion™ Card	1%	1.8%	2.6%	3.6%	6%
Online shopping: Cheque Card			0.5%
Grocery shopping: Credit Card/Fusion™ Card	0.5%	0.9%	1.6%	2.5%	5%
Grocery shopping: Cheque Card			0.25%
Fuel, Gautrain & Uber (Transport)	0.5%	2.5%	5%	7.5%	15%
Checkers & Shoprite	1%	2.5%	5%	7.5%	15%
FNB Connect contracts and prepaid airtime	1%	2.5%	5%	7.5%	15%
Smart Device Contract	0%	10%	25%	50%	100%
FNB Life	1%	2.5%	5%	7.5%	15%

Sending or receiving foreign currency through FNB Forex

Your reward level	1	2	3	4	5
Online, app and Standing instruction fees	5%	10%	20%	30%	50%

QUALIFYING SPEND

Understand the way you earn

Qualifying spend (i.e. spend on which you earn eBucks) exclude EFTs, debit orders, cash withdrawals, travellers' cheques, foreign exchange transactions and casino gambling transactions.
You don't earn eBucks on FNB Money Market Transactor Accounts.

IN-STORE AND ONLINE SHOPPING

Rewards for shopping

Shopping
Shopping spend limits apply irrespective of whether you shop domestically or internationally.

In-store shopping

The amount on which you earn eBucks at your shopping reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R30 000 on your qualifying RMB Private Bank Credit Card and/or Cheque Account. Thereafter, you'll earn eBucks on in-store shopping using your RMB Private Bank Credit Card at a rate of 0.5% for level 1, 0.9% for level 2 and 1% for level 3,4 & 5. You'll not earn eBucks on in-store shopping above the R30 000 spend limit made using your RMB Private Bank Cheque Account Card and your RMB Private Bank Credit Card spend is considered first towards the spend limit.

Online shopping

The amount on which you earn eBucks is limited to a total monthly rand spend (on qualifying online spend only) of R10 000 on your qualifying RMB Private Bank Credit and/or Cheque Card. Thereafter, you'll earn eBucks on online spend made using your RMB Private Bank Credit Card at a rate of 0.5% for level 1, 0.9% for level 2, and 1% for level 3, 4 & 5.

You'll not earn eBucks on in-store shopping above the R10 000 spend limit made using your RMB Private Bank Cheque Account Card and your RMB Private Bank Credit Card spend is considered first towards the spend limit.

SHOPPING AT CHECKERS & SHOPRITE

Rewards for grocery shopping

The amount on which you earn eBucks is limited to 20% of your total monthly qualifying RMB Private Bank Credit Card and/or Cheque Account spend.
The amount on which you earn eBucks at your Checkers & Shoprite reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R15 000 on your qualifying RMB Private Bank Credit Card and/or Cheque Account.
Thereafter, you will earn eBucks on purchases made using your RMB Private Bank Credit Card at a flat rate of 1%.
Your RMB Private Bank Credit Card spend is considered first towards the spend limit.

GROCERY SHOPPING

Shop and earn

The amount on which you earn eBucks is limited to 20% of your total monthly qualifying RMB Private Bank Credit Card and/or Cheque Account spend
The amount on which you earn eBucks at your grocer reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R15 000 on your qualifying RMB Private Bank Credit Card and/or Cheque Account.
Thereafter, you'll earn eBucks on purchases made using your RMB Private Bank Credit Card at a rate of 0.5% for level 1, 0.9% for level 2 and 1% for level 3,4&5.
You'll not earn eBucks on grocery shopping above the R15 000 spend limit made using your RMB Private Bank Cheque Account.
Your RMB Private Bank Credit Card spend is considered first towards the spend limit.

BUYING FUEL, UBER AND GAUTRAIN (TRANSPORT)

Rewards for transportation

The amount on which you earn eBucks is limited to 20% of your total monthly qualifying Private Wealth Credit Card and/or Cheque Account spend or a total rand spend (on fuel, Gautrain and Uber rides only) of a combined R5 000 per month, whichever occurs first.
You can fill up at any domestic fuel station, but you must pay for your fuel through the fuel station pay point - you won't earn eBucks if you pay for fuel at the convenience store at the fuel station.
You only earn eBucks on Uber rides taken domestically.

PREPAID ELECTRICITY

Rewards for electricity

You earn eBucks on electricity bought via FNB's electronic banking channels:
RMB Private Bank App - Download the app from your app store
Online Banking
Cellphone Banking - dial *120*321# (electricity*)
The amount on which you earn eBucks is limited to a total monthly rand spend of R3 000.
* Standard network rates apply.

FNB CONNECT CONTRACTS, PREPAID AIRTIME AND FIXED LTE

Rewards for staying connected

The amount on which you earn eBucks is limited to a total monthly rand spend of R1000 on qualifying FNB Connect contracts and/or prepaid spend only and excludes any device premiums linked to your contract.
You earn eBucks on FNB Connect prepaid purchases bought via FNB's electronic banking channels:
RMB Private Bank App - Download the app from your app store
Online Banking
Cellphone Banking - dial *130*321#*
* Standard network rates apply.

SMART DEVICE

Earn rewards with your devices

The amount on which you earn eBucks is limited to a combined total monthly rand spend (on qualifying Smart Device contracts only) of R500.
Qualifying Smart Devices are limited to laptops, tablets and smartphones.

FNB FOREX

Earn on transaction charges

The eBucks you'll earn will be paid in the month after the transaction was done.
All FNB Forex transactions must be done via the RMB Private Bank App or Online Banking , except where you have a standing instruction with FNB Forex to transact on your behalf.
You'll only earn eBucks on transaction charges on FNB Forex inward and outward payments in a foreign currency (not South African rand).
You don't earn eBucks on foreign notes, travellers' cheques, foreign currency account (FCA) funding, customer foreign currency (CFC) account funding, cash passport, PayPal™, MoneyGram™ or any other foreign exchange products.
You also don't earn eBucks when you are transacting on a special discount or pensioner pricing.

Join us

EARN

Your rewards

The way you earn eBucks changed.

For more information, visit eBucks.com

Overview

Qualifying criteria

Move up a reward level

Earn based on your level

Earn rules

Get started

Join us

OVERVIEW

How to earn rewards

There are three steps you'll need to follow to earn eBucks. Remember: R1 = eB10

1. QUALIFY

Meet the qualifying requirements that are specific to your RMB Private Bank account(s).

2. MOVE UP A REWARD LEVEL

Once you have qualified, it is time to start collecting points. Points are allocated based on how you bank with RMB Private Bank. The more points you collect, the higher your reward level. Your reward level is reviewed every month.

3. EARN

When you have qualified and your reward level has been determined, you are ready to earn eBucks. The higher your reward level, the more eBucks you will earn.

QUALIFYING CRITERIA

Start earning rewards

In order to start earning your eBucks, you must first meet the qualifying requirements

Qualifying criteria

MOVE UP A REWARD LEVEL

Move up the ladder

After you have qualified, the second step is to move up a reward level. Your reward level is determined by how many points you have collected in a calendar month. You collect points based on how you bank. The more points you collect, the higher your reward level.

To reach reward level 2 and above, you must have:

An RMB Private Bank Credit Card and an RMB Private Bank Cheque Account
OR
An RMB Private Bank Credit Card and an RMB Private Bank Single Facility
OR
An RMB Private Bank Fusion™ Account.

Your reward level is reviewed monthly, which means that you may be on a different reward level every month.

Points table

EARN BASED ON YOUR LEVEL

Reward rates

Once you've qualified and your reward level has been determined - you're ready to earn eBucks. The table below shows the different reward rates. This is the percentage of your qualifying purchases that you earn back in eBucks according to your reward level.

Reward rates

Earn rules

Your reward level is calculated around the 8th of each month based on the number of reward level points you have collected from RMB Private Bank in the previous month.

Earn rules

GET STARTED

Our Rewards

Join us

QUALIFYING CRITERIA

Qualifying RMB Private Bank Cheque and Credit Card
Registered for eBucks

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Get rewards

Earn rules

QUALIFYING CRITERIA

How to qualify

POINTS

How to get rewarded

Digital banking

How to collect points

Points per month

Qualifying financial transactions include payments, transfers and purchases, but exclude debit orders, deposits and the viewing of accounts.

Qualifying spend excludes any device premiums.

My cards

How to collect points

Points per month

Total monthly spend includes any online and in-store purchases made during the month using your RMB Private Bank Credit Card and/or RMB Private Bank Fusion™ Card.

Save

How to collect points

Points per month

FNB Tax-Free Cash Deposit Accounts and FNB Equity Trading Accounts do not count towards the balance.

Invest

How to collect points

Points per month

The total monthly and annual contributions must be made within the current tax year, which runs from 1 March 2017 to 28 February 2018.

This rule applies to local and global trader accounts.

Borrow*

How to collect points

Points per month

Home and car**

How to collect points

Points per month

Family and insurance

How to collect points

Points per month

Wealth management and offshore banking

How to collect points

Points per month

Reward rates

Points collected based on your reward level

Your reward level

1

2

3

4

5

Reward rates based on your reward level

Your reward level

1

2

3

4

5

Sending or receiving foreign currency through FNB Forex

Your reward level

1

2

3

4

5

QUALIFYING SPEND

Understand the way you earn

IN-STORE AND ONLINE SHOPPING

Rewards for shopping

SHOPPING AT CHECKERS & SHOPRITE

Rewards for grocery shopping