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JOIN US

Get rewards

To join eBucks, visit www.eBucks.com

eBucks Contact Centre
Telephone 087 320 3200
Fax       086 110 0062
Email     info@eBucks.com

International contact number
+27 11 371 3711
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QUALIFYING CRITERIA

How to qualify

  1. Have an RMB Private Bank Cheque Account that is active - which means you transact on the account - and where you either:
    Have a minimum monthly deposit of:
    • R44 500 into a RMB Private Bank Cheque Account or RMB Private Bank Single Facility
    • R32 500 into a RMB Private Bank Professionals Account or Single facility
      OR
      Have a Minimum Deposit over 3 months of:
    • R150 000 in an RMB Private Bank Cheque Account or RMB Private Bank Single Facility
    • R100 000 into a RMB Private Bank Professionals Account or Single facility
      OR
    • Maintain a minimum monthly balance of:
    • R100 000 in an RMB Private Bank Cheque Account or RMB Private Bank Single Facility
    • R32 500 into a RMB Private Bank Professionals Account or Single facility
  2. Have an active RMB Private Bank Credit Card
  3. Log in to the RMB Private Bank App at least once a month, using your own banking profile (download the RMB Private Bank App)
  4. Ensure ALL your FirstRand Bank accounts are in good standing (which means they are not overdrawn, in arrears, in default or missed a premium, and you are not undergoing sequestration or any legal process)
Things to remember:
  • These requirements may change from time to time. We'll let you know when they do.
  • If you stop meeting any one of these requirements at any time, you won't qualify for eBucks Rewards for the month.
  • If you only have an active RMB Private Bank Cheque Account or RMB Private Bank Single Facility, you'll qualify to earn eBucks on reward level 1 only, as long as you meet the sufficient balance or deposit rule, log in to the RMB Private Bank App at least once a month and your account(s) are in good standing.
  • If you only have an active RMB Private Bank Credit Card, you'll qualify to earn eBucks on reward level 1 only, as long as you spend at least R10 000 per month or R30 000 over three months on your RMB Private Bank Credit Card, log in to the RMB Private Bank App at least once a month and your account(s) are in good standing.
  • FirstRand Bank accounts include but are not limited to FNB, WesBank, RMB Private Bank and Ashburton.
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POINTS

How to get rewarded

How you bank in general

What to do to collect points

Points per month

Update your contact details at least once in a 12-month period via RMB Private Bank Online Banking
and
allow RMB Private Bank to communicate with you by giving them consent to market to you
and
choose to receive all your statements via email only
1000
Do all your payments and transfers via RMB Private Bank's electronic banking channels
You will not collect these points on any transaction inside an RMB Private Bank Service Suite, including banker issued statements
1000
Complete at least four financial transactions a month using the RMB Private Bank App
2000
Use your RMB Private Bank Cheque Account

What to do to collect points

Points per month

Maintain a minimum monthly balance in your Cheque Account of:
Between R50 000 and R74 999
Between R75 000 and R99 999
R100 000 or more

1500
2000
3000
Have at least six monthly debit orders on your RMB Private Bank Cheque Account
1000
Use your RMB Private Bank Credit Card or Cheque Account*

What to do to collect points

Points per month

Spend on your RMB Private Bank Credit Card in a calendar month for:
Between R12 000 and R24 99
Between R25 000 and 49 999
Between R50 000 and 99 999
R100 000 or more

1000
1500
2000
3000
Use your RMB Private Bank Credit Card or Cheque Account to shop online or swipe internationally
Between R1 500 and R2 499
Between R2 500 and R4 999
Between R5 000 and R9 999 R10 000 or more

1000
1500
2000
3000
Total monthly spend* on your RMB Private Bank Credit Card:

Between 50% and 74.9% of your total monthly spend is on your RMB Private Bank Credit Card
Between 75% and 99.9% of your total monthly spend is on your RMB Private Bank Credit Card
100% of your total monthly spend is on your RMB Private Bank Credit Card
Have an Auto Payment on your RMB Private Bank Credit with your RMB Private Bank Cheque Account details


1000
2000
3000
1000
Use RMB Private Bank's value-added services and products

What to do to collect points

Points per month

Have a Savings or Investment Account(s) (including Tax-Free Cash Deposit ) and maintain a minimum monthly balance of:

Between R75 000 and R124 999
Between R125 000 and R299 999
Between R300 000 and R499 999
R500 000 or more


1500
2000
3000
4000
Have a scheduled transfer or scheduled payment of at least R5 000 per month into a 7 Day Notice Account, 32 Day Notice Account, Tax-Free Cash Deposit Account, Flexi Fixed Deposit Account or MyFirstSavings Account and maintain a minimum monthly balance of R10 000 in the same account
2000
Have an FNB Global Account and maintain a minimum monthly balance of either
3 500 Australian dollars, euros, British pounds or US dollars
OR
25 000 Chinese renminbi
OR
250 000 Indian rupees
Have an FNB Channel Islands Current Account and maintain a minimum monthly balance of 5 000 British pounds
Have an FNB Channel Islands Call, 32 Day Notice or Fixed Deposit Account and maintain a minimum monthly balance of Between 10 000 and 24 999 euros, British pounds or US dollars
25 000 or more euros, British pounds or US dollars


3000



4000
3000
5000
Have a non-discretionary mandate with FNB Share Investor or FNB Securities and maintain a minimum trade value in listed shares of:

R25 000 in the previous month or R150 000 over the last six months
R75 000 in the previous month or R450 000 over the last six months
R150 000 in the previous month or R900 000 over the last six months
FNB Securities means local or global trader account

2000
3000
4000
Maintain a minimum portfolio value in a full/bespoke/wealth discretionary mandate with FNB Securities of:
Between R3 000 000 and R4 999 999
Between R5 000 000 and R9 999 999
R10 million or more

3000
4000
6000
Have an FNB Tax Free Shares Account and:

Make a monthly payment of at least R2 500
OR
Make an annual contribution of at least R30 000 in the current tax year Tax year runs from 1 March to 28 February


500

1000
Maintain a minimum monthly balance in an FNB or RMB Unit Trust of at least:
R300 000
R1 000 000

1000
2000
1. Have an Home Loan or One Account with us or with a minimum outstanding balance of R100 000 and ensure you have submitted an updated Home Owners Cover policy schedule to the bank within the last 12 months.
1000
2. Your Home Loan or One Account meets requirement (1) above and you have a debit order on the account or salary stop order setup
Have an active RMB Private Bank Single Facility with a minimum outstanding balance of R100 000 and ensure that you have submitted an updated Home Owners Cover policy schedule to the bank (i.e. Updated in the last 12 months
1000

1000
The usage of your Single Facility is:

Between 70% to 79.9%
Between 80% and 90%
Draft a will with us as your executor and keep your signed will in our custody with the signature date not older than 5 year



3000
5000
1000
Make use of the following RMB Private Bank credit products
Have an Overdraft facility with a credit limit of at least R40 000 of which you have used between 40% and 100%
Have a Revolving Loan with a credit limit of at least R40 000 of which you have used between 40% and 100%

2000

3000
Use WesBank Products
Have a Vehicle Finance or Wesbank account and allow WesBank to communicate with you by giving them consent to market to you
Login to WesBank Online at least once a month
1000
1000
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How you earn

The table below shows the different reward rates. This is the percentage of your qualifying purchases that you earn back in eBucks according to your reward level.
You earn eBucks on your qualifying RMB Private Bank Cheque, Credit and Petro Card spend, whenever you:

Points collected monthly

1 000 or more

1 000-11 499

11 500-14 499

14 500-17 499

17 500 or more

To qualify for level 2 and above you need both a RMB Private Bank Credit Card and Cheque Account or Single Facility
Your reward level
1
2
3
4
5
In-store shopping : Credit Card
0.5%
0.9%
1.3%
1.8%
3%
In-store shopping : Cheque Card
0.25%
0.25%
0.25%
0.25%
0.25%
Online shopping: Credit Card
1%
1.8%
2.6%
3.6%
6%
Online shopping: Cheque Card
0.5%
0.5%
0.5%
0.5%
0.5%
Grocery shopping: Credit Card
0.5%
0.9%
1.6%
2.5%
5%
Grocery shopping: Cheque Card
0.25%
0.25%
0.25%
0.25%
0.25%
Fuel, Gautrain & Uber (Transport)
0.5%
2.5%
5%
7.5%
15%
Checkers & Shoprite
1%
2.5%
5%
7.5%
15%
Prepaid electricity
0.5%
2.5%
5%
7.5%
15%
FNB Connect contract, prepaid airtime and LTE
15%
20%
25%
30%
40%
Smart Device Contract
0%
10%
25%
50%
100%
Sending or receiving foreign currency through FNB Forex
Online, app and Standing instruction fees
2%
10%
20%
30%
50%
Things to remember:
If you've not yet qualified to start earning eBucks or you don't have a reward level, you can still earn as follows:
  • 0.5% back in eBucks on in-store shopping at Checkers & Shoprite using your RMB Private Bank Credit Card or RMB Private Bank Cheque Card
  • 0.5% back in eBucks on in-store shopping made using your linked RMB Private Bank Credit Card
  • 1% back in eBucks on online shopping made using your linked RMB Private Bank Credit Card for the first R10 000, thereafter 0.5%
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QUALIFYING SPEND

Understand the way you earn

  • Qualifying spend (i.e. spend on which you earn eBucks) exclude EFTs, debit orders, cash withdrawals, travellers' cheques, foreign exchange transactions and casino gambling transactions.
  • You don't earn eBucks on FNB Money Market Transactor Accounts.
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IN-STORE AND ONLINE SHOPPING

Rewards for shopping

Shopping
Shopping spend limits apply irrespective of whether you shop domestically or internationally.
In-store shopping

The amount on which you earn eBucks at your shopping reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R30 000 on your qualifying RMB Private Bank Credit Card and/or Cheque Account. Thereafter, you'll earn eBucks on in-store shopping using your RMB Private Bank Credit Card at a rate of 0.5% for level 1, 0.9% for level 2 and 1% for level 3,4 & 5. You'll not earn eBucks on in-store shopping above the R30 000 spend limit made using your RMB Private Bank Cheque Account Card and your RMB Private Bank Credit Card spend is considered first towards the spend limit.
Online shopping

The amount on which you earn eBucks is limited to a total monthly rand spend (on qualifying online spend only) of R10 000 on your qualifying RMB Private Bank Credit and/or Cheque Card. Thereafter, you'll earn eBucks on online spend made using your RMB Private Bank Credit Card at a rate of 0.5% for level 1, 0.9% for level 2, and 1% for level 3, 4 & 5.
You'll not earn eBucks on in-store shopping above the R10 000 spend limit made using your RMB Private Bank Cheque Account Card and your RMB Private Bank Credit Card spend is considered first towards the spend limit.
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SHOPPING AT CHECKERS & SHOPRITE

Rewards for grocery shopping

  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying RMB Private Bank Credit Card and/or Cheque Account spend.
  • The amount on which you earn eBucks at your Checkers & Shoprite reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R15 000 on your qualifying RMB Private Bank Credit Card and/or Cheque Account.
  • Thereafter, you will earn eBucks on purchases made using your RMB Private Bank Credit Card at a flat rate of 1%.
  • Your RMB Private Bank Credit Card spend is considered first towards the spend limit.
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GROCERY SHOPPING

Shop and earn

  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying RMB Private Bank Credit Card and/or Cheque Account spend
  • The amount on which you earn eBucks at your grocer reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R15 000 on your qualifying RMB Private Bank Credit Card and/or Cheque Account.
  • Thereafter, you'll earn eBucks on purchases made using your RMB Private Bank Credit Card at a rate of 0.5% for level 1, 0.9% for level 2 and 1% for level 3,4&5.
  • You'll not earn eBucks on grocery shopping above the R15 000 spend limit made using your RMB Private Bank Cheque Account.
  • Your RMB Private Bank Credit Card spend is considered first towards the spend limit.
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BUYING FUEL, UBER AND GAUTRAIN (TRANSPORT)

Rewards for transportation

  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying Private Wealth Credit Card and/or Cheque Account spend or a total rand spend (on fuel, Gautrain and Uber rides only) of a combined R5 000 per month, whichever occurs first.
  • You can fill up at any domestic fuel station, but you must pay for your fuel through the fuel station pay point - you won't earn eBucks if you pay for fuel at the convenience store at the fuel station.
  • You only earn eBucks on Uber rides taken domestically.
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PREPAID ELECTRICITY

Rewards for electricity

  • You earn eBucks on electricity bought via FNB's electronic banking channels:
  • RMB Private Bank App - Download the app from your app store
  • Online Banking
  • Cellphone Banking - dial *120*321# (electricity*)
  • The amount on which you earn eBucks is limited to a total monthly rand spend of R3 000.
  • * Standard network rates apply.
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FNB CONNECT CONTRACTS, PREPAID AIRTIME AND FIXED LTE

Rewards for staying connected

  • The amount on which you earn eBucks is limited to a total monthly rand spend of R1000 on qualifying FNB Connect contracts and/or prepaid spend only and excludes any device premiums linked to your contract.
  • You earn eBucks on FNB Connect prepaid purchases bought via FNB's electronic banking channels:
  • RMB Private Bank App - Download the app from your app store
  • Online Banking
  • Cellphone Banking - dial *130*321#*
  • * Standard network rates apply.
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SMART DEVICE

Earn rewards with your devices

  • The amount on which you earn eBucks is limited to a combined total monthly rand spend (on qualifying Smart Device contracts only) of R500.
  • Qualifying Smart Devices are limited to laptops, tablets and smartphones.
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FNB FOREX

Earn on transaction charges

  • The eBucks you'll earn will be paid in the month after the transaction was done.
  • All FNB Forex transactions must be done via the RMB Private Bank App or Online Banking , except where you have a standing instruction with FNB Forex to transact on your behalf.
  • You'll only earn eBucks on transaction charges on FNB Forex inward and outward payments in a foreign currency (not South African rand).
  • You don't earn eBucks on foreign notes, travellers' cheques, foreign currency account (FCA) funding, customer foreign currency (CFC) account funding, cash passport, PayPal™, MoneyGram™ or any other foreign exchange products.
  • You also don't earn eBucks when you are transacting on a special discount or pensioner pricing.
Join us

OVERVIEW

How to earn rewards

Rewards and Benefits will be changing from the 01 July 2016 - for more information visit www.ebucks.com. There are three steps you'll need to follow to earn eBucks. Remember: R1 = eB10

1. QUALIFY

You need to meet the qualifying requirements that are specific to your RMB Private Bank Account

2. MOVE UP A REWARD LEVEL

Once you qualify, you need to start collecting points, which moves you up a reward level. Points are allocated according to how you bank. The more points you collect - the higher your reward level - the more eBucks you earn. Your reward level is reviewed every month.

3. EARN

Once you have qualified and your reward level has been determined, you are ready to earn eBucks.

QUALIFYING CRITERIA

Start earning rewards

In order to start earning your eBucks, you must first meet the qualifying requirements

MOVE UP A REWARD LEVEL

Move up the ladder

After you've qualified, the second step is to move up a reward level. Your reward level is determined by how many points you have collected in a calendar month. You collect points based on how you bank. So the more points you collect - the higher your reward level - the more eBucks you earn.
It also determines the size of the discount that you qualify for and the benefits, including eBucks Lifestyle that you qualify for. Your reward level is reviewed every month which means you may be on a different reward level every month.

EARN BASED ON YOUR LEVEL

Reward rates

Once you've qualified and your reward level has been determined - you're ready to earn eBucks. The table below shows the different reward rates. This is the percentage of your qualifying purchases that you earn back in eBucks according to your reward level.

Banking rewards

Your reward level is calculated around the 8th of each month based on the number of reward level points you have collected from RMB Private Bank in the previous month.

GET STARTED

Our Rewards

Join us
 

QUALIFYING CRITERIA

  1. Qualifying RMB Private Bank Cheque and Credit Card
  2. Registered for eBucks
>Terms & conditions