Business Accounts

Business Savings Pocket

The Business Savings Pocket links to your Healthcare Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.

The Business Savings Pocket allows you immediate access to your funds, by transferring between your Business Savings Pocket and your Healthcare Business Account.

Business Overdraft

WHAT THE BUSINESS OVERDRAFT OFFERS

Accessibility to the required cash flow you need to run your business

Payments into the overdraft facility makes funds available for use again

Flexibility to deal with unexpected expenses and to capitalise on opportunities

Monthly repayments are based on the amount of credit you've used

WHAT YOU CAN DO

Enjoy FREE access to Instant Accounting - an easy-to-use online accounting solution which uses your RMB Private Bank Online Banking statements to do your bookkeeping automatically every night

Enjoy FREE access to Instant Accounting Insights - giving you a monthly snapshot of your business's cash flow, income and expenses

The opportunity to apply for the new RMB Private Bank VISA Business Debit Card with chip and PIN technology, the most secure cheque card available today, that helps your business save money

COSTS

The amount you qualify for and interest rate, will depend on your credit profile

The interest rate will be calculated for you, once your application has been submitted

Interest is charged monthly on your overdraft balance

Credit fees will be provided upon application

LEGAL

Product terms and conditions are included in the Facility Letter you receive with your approved overdraft

Only after signing the required facility and collateral documentation, will the overdraft facility be made available for use

Business Savings Pocket

The Business Savings Pocket links to your Healthcare Business Account, allowing you to ring fences funds away from your main transactional account for provision or savings purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.

The Business Savings Pocket allows you immediate access to your funds, by transferring between your Business Savings Pocket and your Healthcare Business Account.

Savings Pocket rates

Balance	Rate
R1 - R999	0.45%
R1,000 - R9,999	0.45%
R10,000 - R19,999	0.6%
R20,000 - R49,999	0.8%
R50,000 - R99,999	0.8%
R100,000 - R249,999	0.8%
R250,000 - R499,999	0.8%
R500,000 - R999,999	1%
R1,000,000 - R1,999,999	1.1%
R2,000,000 - R2,999,999	1.2%
R3,000,000 - R3,999,999	1.3%
R4000,000 - R4,999,999	1.4%
R5,000,000 +	1.5%

Balance

Rate

R1 - R999

0.45%

R1,000 - R9,999

0.45%

R10,000 - R19,999

0.6%

R20,000 - R49,999

0.8%

R50,000 - R99,999

0.8%

R100,000 - R249,999

0.8%

R250,000 - R499,999

0.8%

R500,000 - R999,999

R1,000,000 - R1,999,999

1.1%

R2,000,000 - R2,999,999

1.2%

R3,000,000 - R3,999,999

1.3%

R4000,000 - R4,999,999

1.4%

R5,000,000 +

1.5%

HEALTHCARE BUSINESS ACCOUNT

A healthcare account for your practice

Whether you're starting up a new practice, or have been in the industry for years, we provide banking solutions that give you peace of mind when it comes to managing the financial aspect of your practice.

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How it works

DAY-TO-DAY TRANSACTING

Transacting has never been easier

RMB PRIVATE BANK VISA BUSINESS DEBIT CARD

Your RMB Private Bank VISA Business Debit Card enables you to purchase goods and services locally and internationally.

ISSUE RESTRICTED FUNCTIONALITY DEBIT CARDS

Empower your staff by issuing them with a limited-function debit card with restricted functionality to protect your business's information and funds in the account.

ISSUE FULL-FUNCTIONALITY DEBIT CARDS

Full-function cards can be linked to the business's accounts allowing for transfers, withdrawals, payments at point-of-sale devices and receiving balances/mini-statements at FNB ATMs.

TRANSACT ELECTRONICALLY

You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business.

REWARDS

Earn & spend with our rewards

eBucks Rewards for Business

SLOW Lounges

BUSINESS SAVINGS POCKET

Plan your cash flow effectively

The Business Savings Pocket links to your Healthcare Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes.

Savings Pocket rates

BUSINESS OVERDRAFT

Don't be caught short on cash

The Business Overdraft facility is linked to your Healthcare Business Account and provides the ability to make payments even when there are no cash funds available in your account, thus avoiding penalty fees and additional charges.

Convenience

Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE.

Switching made easy

We will help you switch your recipients and debit orders.

Roadside Assistance

Get linked Petrol Cards with FREE Roadside Assistance for roadside emergencies.

Industry specific banking services

Tailor-made products and services to suit the banking needs of specific industries.

Security

Create a secure password with Online Secure for FREE to ensure that online transactions on third-party websites are secure.

Added value

Instant Accounting enables you to do your business's financial reports for FREE.

WHAT YOU GET

Healthcare business solutions

We understand the support you need in growing your business and have specialised products and solutions to make it easier for you.

eWallet Pro
Business Forex
PayPal™
Merchant Services

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Healthcare Business Account

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Qualifying criteria

Username
Password

FORGOT PASSWORD

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ABOUT US

BANK

LEND

INVEST

PROTECT

REWARDS

GIVE

SECURE

NEWS & INSIGHTS

VERIFICATION & CALCULATORS

CAREERS

CONTACT US

LEGAL

Incorrect username/password

Qualifying criteria

Business Savings Pocket

Business Overdraft

WHAT THE BUSINESS OVERDRAFT OFFERS

WHAT YOU CAN DO

COSTS

LEGAL

Business Savings Pocket

Savings Pocket rates

A healthcare account for your practice

DAY-TO-DAY TRANSACTING

Transacting has never been easier

RMB PRIVATE BANK VISA BUSINESS DEBIT CARD

ISSUE RESTRICTED FUNCTIONALITY DEBIT CARDS

ISSUE FULL-FUNCTIONALITY DEBIT CARDS

TRANSACT ELECTRONICALLY

Earn & spend with our rewards

Plan your cash flow effectively

Don't be caught short on cash

Key features

Convenience

Switching made easy

Roadside Assistance

Industry specific banking services

Security

Added value

Healthcare business solutions

GET STARTED

Healthcare Business Account